Getting the Insurance Discounts You’re Entitled To

Are You Getting the Insurance Discounts You’re Entitled To? You can get discounts on your insurance by doing things such as adding snow tires to your vehicle, installing a security system in your home, or changing your driving habits. But discounts on insurance don’t end there. There are dozens of discounts for insurance that you … Continued

Medical Marijuana and Your Business Insurance; Group Benefits

Medical marijuana isn’t new in Canada – it has been legal in increasing doses since 2001. However, group insurance coverage for it is something that we are just seeing now. The door has been opened to including medical marijuana on group benefit insurance plans in Ontario by some very big names: Sun Life and Manulife. … Continued

A Brief History of Life Insurance

Life insurance is an extremely important investment for anybody worried about the wellbeing of their loved ones after they pass away. If somebody close to you may suffer financially if you die, it’s important that you protect their future with a suitable life insurance policy. The idea of life insurance is not a new one … Continued

Leaving Your Home in the Winter? Consider Insurance Requirements

Nearly every home insurance policy contains some responsibilities for the homeowner if they are leaving their home for a period of time during the winter season. This time period can vary depending on your insurance company’s wordings from a few days to a couple of weeks. This is to ensure that any risks associated with … Continued

Why Group Benefits Are Good for Any Size of North Bay Business

It’s tough to run a business in North Bay. Many business owners in the city are just happy that they can earn a modest profit and keep their staff employed. But if you don’t have group benefits, you could stand to lose key employees to a company that does. On the other hand, employee benefit … Continued

Vacancy and Insurance for North Bay Commercial and Residential Properties

There can be times, whether your North Bay property is residential or commercial, when it is vacant. As a result, the insurance coverages on the property will need to be treated differently. We’ll look at the definitions of vacancy for both commercial and residential properties, and how your insurance has to change in both circumstances. … Continued

Why You Need Tenant Insurance

Many renters don’t think about getting Tenant Insurance, but understanding why you need it can be essential to your peace of mind. This is especially true if you are new to renting because often landlords will require tenants to have insurance as a condition of the rental agreement or lease. If you’re a student, who … Continued

Home Insurance – Why Your Roof Matters

When speaking with your insurance broker about home insurance, you will be asked several questions about your property. What type of electricity and pipes you have, whether you have a wood stove, even your proximity to water are common questions. They will even ask the age of your roof. You may wonder why this matters … Continued