Top Recruitment Challenges Facing Northern Ontario Small Businesses in 2019

Recruiting and retaining top talent is one of the biggest challenges faced by small and medium sized businesses across Northern Ontario. Unavailability of skilled workers is a major threat to our local area businesses, as recruiting and retaining employees is essential in growing and maintaining a company. The challenges of recruitment and retention can be … Continued

4 Wellness Trends for Ontario Small Businesses

According to the 2018 Sanofi Canada Healthcare Survey, 72% of group plan members with workplace wellness programs were most likely to be positive about their group plan. “Wellness” can mean different things to different people, but overall it means a program or service that contributes to the overall wellness of the employee, usually through preventative … Continued

How the Chambers of Commerce Group Insurance Plan Benefits Small Business

The Chambers of Commerce Group Insurance Plan solves many problems for small businesses in addition to its central purpose of providing group insurance for your company. Our business is helping your business, and we do this by adding a number of value-added benefits to the mix when you join the Chambers Plan. Not-for-profit Plan structure … Continued

Medical Marijuana and Your Business Insurance; Group Benefits

Medical marijuana isn’t new in Canada – it has been legal in increasing doses since 2001. However, group insurance coverage for it is something that we are just seeing now. The door has been opened to including medical marijuana on group benefit insurance plans in Ontario by some very big names: Sun Life and Manulife. … Continued

A Brief History of Life Insurance

Life insurance is an extremely important investment for anybody worried about the wellbeing of their loved ones after they pass away. If somebody close to you may suffer financially if you die, it’s important that you protect their future with a suitable life insurance policy. The idea of life insurance is not a new one … Continued

Leaving Your Home in the Winter? Consider Insurance Requirements

Nearly every home insurance policy contains some responsibilities for the homeowner if they are leaving their home for a period of time during the winter season. This time period can vary depending on your insurance company’s wordings from a few days to a couple of weeks. This is to ensure that any risks associated with … Continued

Umbrella liability – better protection for you, your home and your toys

Liability insurance isn’t something the average consumer pays attention to until they need it. Most policyholders are more concerned with the physical assets covered on their policy, and don’t take the time to consider their liability coverage. However, liability insurance is arguably one the most important pieces of your insurance policy for your vehicle, home … Continued

Insurance Considerations for Renting Out Your Cottage

If you’re renting out your cottage to cover ongoing costs, you should make sure that your insurance is covering this use of your seasonal property. Traditional seasonal property policies do cover renting to others up to 2 weeks annual, or in some cases one month. It depends on the insurance company, and the type of … Continued

Water Damage: What’s Covered and What’s Not

If you have standard homeowner’s insurance, you may think that you are covered for all damage caused by water of any kind, but this is not the case. There are certain types of water damage – specifically, sewer backup and overland water – that a standard homeowners policy does not cover. The good news is … Continued