Earthquake Insurance: Is it Worth Considering?

Earthquakes are not a common occurrence in Ontario. With a fairly major fault line in Eastern Ontario, unfortunately, to insurance companies and homeowners, an earthquake is not outside of the realm of possibility. Standard home insurance does not cover damage directly resulting from earthquakes. The only way you would have coverage due to an earthquake … Continued

Significant Changes to Auto Insurance Coverage Coming June 1, 2016

There are big changes coming to auto insurance for policies renewing June 1, 2016. These changes are the result of the Fighting Fraud and Reducing Automobile Insurance Rates Act, passed in 2014 and incorporated into the Ontario Budget for 2015. The Act was meant to protect consumers and reduce rates, but it comes at the … Continued

Combine your insurance products for the best insurance claim outcomes

It is always in your best interests to have all of your insurance products with one insurance company. Insurers offer large discounts, and potentially can provide a certain amount of preferential treatment, when negotiating additional insurance coverages or adjusting an insurance claim. The benefits of having your policies with one insurer Insurance companies may say … Continued

Insurance for home daycares – requirements may not match up

Insurance for home daycares: New rules and insurance requirements may not match up Unlicensed home daycares saw some major changes when the Ontario Child Care and Early Years Act went into force in August of 2015. Under the new rules, caregivers running an unlicensed home daycare must: Not be caring for more than two children … Continued

Winter Tires – An Important Part of Safe Winter Driving

Starting January 1, 2016 all of our insurers offer discounts of up to 5% for having winter tires. Winter tires aren’t a hard sell for North Bay drivers. Everyone who has driven here knows that you need them for safe winter driving. When the temperature dips below 7 degrees Celsius, all season and summer tires … Continued

Driving for Uber? Make Sure You Aren’t at Risk!

If you’ve travelled to any major cities for business or a vacation, you may have tried taking an Uber instead of a taxi. Uber and other ridesharing apps allow qualified individuals to sign up as drivers…

Kennedy on King – Announcing our New Location

Kennedy Insurance marked a milestone in our over 100-year history with a move to our new, central location, close to downtown. Our new building at 160 King West is spacious with lots of room for our growing staff and client base. When we were looking at new locations, one of our key motivators was to stay … Continued

Big news: Canadian overland water coverage being offered by Aviva

Over the past few years, Canadians have been hit hard by freshwater flooding in Southern Ontario and Alberta, which cost homeowners significant amounts of money to repair since such incidents are not covered under traditional homeowner’s insurance. Here in North Bay, homes in East Ferris and homes closer to the Lake Nipissing shoreline are prone … Continued

Consider Insurance Before Listing your Property on AirBnB

Short-term rental websites like AirBnB seem like a great option if you have a second property sitting vacant or are going away and want to make some extra money renting out your place while you are gone. Since North Bay, Callander and surrounding areas have such an abundance of waterfront and summer activities, there are … Continued